Top 10 best HMO Services in Nigeria In 2022

Best HMO services in Nigeria

Health insurance are essential in helping policyholders to cover their basic health medical bills. It’s coverage spreads to a group of people like families, or a company. This is a basic need in every countries, most especially in the developing countries like Nigeria whereby health care is a sector that often arises concern.

Lately, there are several health maintenance organizations (HMO) services in Nigeria that are reducing the obvious space between the hospital and patients in terms of payment of bills and adequate health care. These are health insurance companies that are holding the policies.

List Of 10 Best HMO Services In Nigeria

1. Hygia HMO

Hygia is one of the oldest and most prominent HMOs in Nigeria, with over 30 years of experience under their belt. This health maintenance organization in Nigeria has been in existence since 1986, but really got licensed to offer hmo services in Nigeria in 2005 by the National Health Insurance Scheme.

Hygia offer hmo services in Nigeria that are cheap and affordable. Their affordable health insurance plans are:

  • Individual plans
  • Family plans
  • Maternity plans
  • SME group plans
  • Corporate plans

You can reach out to them via their official website.

Also Read: Best life insurance companies in South Africa

2. Reliance HMO

Reliance is a another known to provide HMO services in Nigeria. They have health plans across the family and business world. Also, the HMO services they offer are equally and easily accessible through the Reliance HMO mobile application. Some of the health insurance they offer include:

  • Family
  • Parents
  • Business

You can reach out to them via their official website at

3. Health point HMO

The HMO services health point provides are quite in order of packages. They provides free health insurance packages for widows and children in the country. Also, one of the major benefits of health point HMO is their relatively low cost.

Their health insurance service is as low as N800. The available health insurance packages under them include:

  • Standard
  • Pro
  • Health point Pro +
  • Pro Max

You can reach out to them via their official website at


This insurance maintenance organization that adequately provides HMO services in Nigeria. They have been in operation in the health insurance sector in Nigeria since 2001. They are considered one of the best at offering health insurance services.

Also, some of the services they offer include IHMS:

  • Retail health plan
  • Corporate health plan
  • Group and association health plan
  • Tertiary institution social health insurance plan
  • Community-based social health insurance plan

Their services are health insurance packed. You can visit their website for more info at

Also Read: Wolf worms in humans and dogs: Treatment


Aiico multi shield Nigeria is the HMO arm of Aiico insurance company. This HMO services have been running since 1997. They are one of the best and the oldest HMO services in Nigeria and in the business.

AIICO offers the following health insurance plans:

  • Evacuation plan
  • Super executive
  • Magnum
  • Executive
  • Standard

For more information, visit their website at

6. Redcare Health Service Limited

Redcare health service limited focuses on providing value through health care solutions to meet the needs of customers. Also, the company is characterized by going above and beyond for policyholders. Some of the services they offer include:

  • Corporate plans
  • Private plans
  • Other plans

In addition, you can visit their official website at for more information

7. Hallmark

Hallmark is one of Nigerians top choices as far as HMO services in Nigeria is considered.. Also, they provide affordable and long-lasting health care plans for everyone. Some of the health insurance services they offer include:

  • Corporate plans
  • Retail plans

Visit their official website at for more information.

8. Greenbay

Greenbay as a HMO primarily focuses its services across personal, group, and corporate health insurance plans and to the persons in the respective categories. In addition, they offer an online platform, where you can access your health insurance details at any time of your choosing.

Some of the health insurance services they offer include:

  • Corporate plans
  • Individual plans

Visit their website at for more information on their services.

9. Metrohealth

MetroHealth HMO offers quality health insurance for Nigerian citizens across different packages. Some of their hmo services in Nigeria are:

  • Individuals
  • Couples
  • Family
  • Business
  • Organizations

Visit their official website at for more information

Also Read: Difference between out of pocket and deductible in insurance

10. Total Health Trust Limited

Last on our list of top 10 best HMO services in Nigeria is the Total Health Trust Limited. It is believed to be the largest insurance company in Nigeria, with over 300,000 members.

Equally, it is one of the oldest, as it was established in 1998. Total health offers policyholders access to more than 500 private hospitals. Some of their health insurance products include:

  • Individual
  • Family
  • Corporate


In conclusion, having the right HMO and choosing the perfect HMO service in Nigeria, you can protect yourself, your family, and employees against unforeseen medical emergencies. As a result, HMO services in Nigeria are regarded as an important aspect of saving costs and more importantly, protecting health in Nigeria.


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About Ralph

A blogger, writer, artist with unrivaled interest. Majorly interested in sharing latest updates, opportunities, celebrity gists and news; and other insurance and tech-related articles.

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